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  Final Expense Insurance A Lifeline for Your Loved Ones Planning for the future isn't always sunshine and rainbows. Dealing with the realities of mortality can be tough, but leaving your loved ones with the financial burdens of your final expenses shouldn't be one of them. That's where final expense insurance , also known as burial insurance, steps in. What is it? Final expense insurance is a type of whole life insurance designed to cover the costs associated with your passing. This includes expenses like: Funeral and burial expenses: Think caskets, headstones, cremation, cemetery plots, and more. Outstanding medical bills: Unpaid hospital bills, hospice care, or any lingering medical fees. Final debts: Credit card bills, loans, or any other financial obligations. Legal costs: Fees associated with wills, probate, or estate administration. Why is it important? The average funeral cost in the U. S. can range from $7, 000 to $12, 000, with som